Credit Funda

Understanding Credit Score and its Role and Importance

Maintaining a good credit score is significant as it is a powerful tool when it comes to loan approval or credit card approval. Some credit

Credit Funda

Credit Scoring and Credit Scoring Model

Everyone out there has one question in common, that is “how my credit score calculated?” But before that we should know about what credit scoring

Credit Funda

CIBIL Rank and Commercial Credit Report

If you think of applying for a business loan, irrespective of the amount, lenders or banks will assess your creditworthiness and comprehend whether you are

Credit Funda

Good financial habit of people with 750+ Credit Score

Having 750 Credit Score is a standard benchmark if you want to avail loan or credit card, below this will lead you nowhere. But opposite

Credit Funda

Why Should You Check Your Credit Report?

Your credit report is not just a piece of paper but an important factor behind many things in your life such as the home you

Credit Funda

Reasons behind Low Credit Score

Your credit score is the main factor which makes you either high risk, or low risk profile in terms of lending you a credit. Whatever

Credit Funda

6 Ways to improve your Credit Score

The information on your credit report impacts your credit score both in a positive and negative sense. Your credit score is a tool which lenders

Credit Funda

Credit Bureau and its Evolution

Credit Bureau also known as a Credit Information Company (CIC) is a central repository that collects, collates and maintains credit and loan related information of

Credit Funda

The Credit Information Companies (Regulation) Act, 2005 & its History

Most of people around us know credit bureaus but do you all know how credit bureau came in picture. What made Indian Government to bring